HOW DO I CHOOSE TO PAY BY FINANCE?
Just select the finance option on the checkout page or let one of our sales team know if you’re buying in our showroom or over the telephone.
WHO IS ELIGIBLE TO APPLY FOR ONLINE FINANCE?
To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren’t excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.
WHEN DO MY REPAYMENTS START?
Your monthly repayments can begin as soon as delivery of goods is made. Authentic Furniture reserve the right to claim finance orders up to 3 weeks prior to delivery of goods.
ARE THERE ANY ARRANGEMENT FEES OR HIDDEN EXTRAS FOR CREDIT?
No. There are no arrangement fees or hidden extras.
Credit subject to status and affordability. Terms & Conditions Apply. Derwent Furniture Ltd t/a Authentic Furniture are a credit broker and are Authorised and Regulated by the Financial Conduct Authority.
Derwent Furniture Ltd t/a Authentic Furniture acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ).
Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.
APPLYING FOR FINANCE
When you buy online from Derwent Furniture Ltd t/a Authentic Furniture you have the choice of applying for instant finance by adding your purchase to the shopping basket, selecting the option to Pay by 0% Finance, and completing a finance application form. The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will receive an e-mail advising you of how to download the finance agreement. Please read this carefully checking that all the details are correct, then either e-sign the agreement, if offered, or print and sign the finance agreement twice. Post the document to the address shown on the finance agreement. Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.
Applying for online finance couldn’t be easier or more convenient. Once you’ve chosen the products you’d like to purchase, simply complete a brief online application form accessed via the ‘checkout’. Just follow the simple instructions, entering your personal details as required and we’ll do the rest.